Note taking sheet - chapter 8 PDF

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This is the note taking sheet for chapter 8 which is required....

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SOWK 3101 Note Taking Sheet Chapter 8: The Welfare Society and Its Clients Name: How does the textbook define poverty? “Poverty means, essentially, that one has “insufficient and uncertain access to food, water, clothing, shelter, basic health care, and elementary education.”

What does “Absolute Poverty” mean, in the context of understanding poverty? Living underneath the threshold

What is the Federal Poverty Threshold (very similar to the FPL, or federal poverty level/line)? Used to determine poverty How was the federal poverty threshold developed? Based on earlier data so now the new index.. The index used an estimate of the least costly economy food plan—a low-budget, nutritionally adequate diet—and multiplied the cost by three. What are some shortcomings of this measure of poverty? Inflation Look up online (not textbook – too old) – what is the FPL today for a family of 4? “The FPL is $12,760 for a single individual for every state (and Washington D.C.) except Alaska or Hawaii. ... 100 – 400% of the FPL is $12,760 – $51,040 for a single individual and $26,200 – $104,800 for a family of four for every state” What does “Relative Poverty” mean in the context of understanding poverty? places the poor in relation to other members of our society and is more suggestive of where poor persons stand at a particular time in a certain context.

What is subjective poverty? This measure does not provide a cutoff line prepared on the basis of the statistical data per se.

Because textbook numbers are old – use this link for questions on poverty characteristics (a copy is also in the BB module folder:

https://www.census.gov/content/dam/Census/library/publications/2020/demo/p60-270.pdf Table B1 on p. 57: Note: for numbers, multiply by 1000. So 33,984 is really 33,984,000. Percentages remain the same. The first row is completed for you as an example. Complete this table: Number Percent All people in the US 33,984,000 10.5% below the poverty line White, not Hispanic 15,725 8.1 Black, not Hispanic

8,884

20.8

Asian

1,996

10.1

Hispanic any race

10,526

17.6

Female Male

12.9 21,363 16,782

Under 18 18-64

10.6 16.2

11,869 21,130

10.7

What does this say to you about the characteristics of poverty? Poverty is more dominant in certain races and genders

What do you think are some of the structural reasons for this? Society makes it so that these genders and race will face poverty mor

What is the Gini coefficient? Used to measure the degree of inequality What is the range of the Gini coefficient, and what values high vs. low inequality? is expressed as a scale running from 0 to 1 on which 0 signifies perfect equality (everyone has the same income) and 1 indicates extreme inequality (one person or group has all income)

What are some causes of rising inequality? Public policy, reconstruction of work forces, globalization, decrease in employment, technological revolution, shift from goods-producing industries to services

What is income inequality vs. wealth inequality? Income- The amount of money received in any one year before taxes Wealth- property and assess that have market value can be exchanged for money or goods

Which is the bigger difference between upper and lower socioeconomic groups in the US? Lower groups face more poverty but it is easier for higher groups to get out of povert

What is housing wealth? a provides households with resources—protection against inflation, a hedge against catastrophic events, and access to low-cost equity loans.

How did the subprime mortgage crisis (the great recession) differentially impact low-income and minority home buyers? They were not able to get as much money for loans to pay for house

What are the “near poor?” the almost poor What is the Underclass/Culture of Poverty thesis (theory)? structural factors give rise to poor persons who have particular behavioral characteristics, and these characteristics are transmitted from one generation to another because of their effects on children who cannot take full advantage of their opportunities.

What is an income transfer program? Include an example. TANF, a transfer of funds to people for some socially determined good....