Student insurance PDF

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Dear Student 1.0

PERSONAL BEHAVIOUR

As a student of Griffith University undertaking a period of work experience, you are required to be aware of your personal responsibility to:

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obey the lawful and reasonable instructions of the organisation with which you are undertaking the work experience program.

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respect the security and confidentiality of any information which you may receive from that organisation in the course of the work experience program.

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maintain a standard of conduct befitting a student of Griffith University.

PUBLIC LIABILITY You are indemnified for your legal liability in respect of third party claims for damages to property or injury to persons while undertaking approved unpaid work experience. This does not extend to incidents involving motor vehicles.

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PERSONAL PROPERTY Your personal property is not covered by the University’s Insurance at any time. If you wish to arrange cover for personal items you must do so at your own expense.

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PERSONAL ACCIDENTS The University holds a personal accident insurance cover for students whilst undertaking prescribed, as well as approved unpaid work experience programs.

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NOTIFICATION OF INCIDENTS Any incident that requires the attention of the University insurers, should be notified directly to the University Insurance and Risk Management Officer in the Office of Finance and Business Services (Ph: (07) 3875 7971 or email: [email protected]).

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PROCEDURE A letter will be printed and forwarded direct to the provider of the work experience or community placement within 48 hours of lodgment of the completed “Approval To Undertake Work Experience/Community Placement”. This letter will outline the following points to the provider:

 The University’s Public Liability Insurance Policy indemnifies all students of the University in situations where students are undertaking unpaid activities required by the University as part of their prescribed program of study, or approved by the School as a benefit to the students in their study.  Students are indemnified by the University’s own insurance policy for any personal injury or property damage (excluding motor vehicles) to a third party caused by the student in the course of an unpaid work experience activity, and for which they would be legally liable.  The University’s Public Liability Insurance Policy applies irrespective of whether the activities are conducted on a University site or elsewhere provided the activities are officially sanctioned.  The University’s Personal Accident Policy extends to all students of the University where the students are undertaking approved unpaid Work Experience/Community Placement. Please note that these covers do not extend to the use of and/or incidents involving motor vehicles.

Yours sincerely,

FURTHER INFORMATION ON GRIFFITH INSURACNE FOLLOWS: You can see more information by going to the following web page https://intranet.secure.griffith.edu.au/finance/insurance-risk-management/other-student-insurance

Other student insurance  Insurance and risk management  Insurance policies  Claims  Travel Assistance - ISOS  Students on work experience and community placement  Other student insurance  Forms and Resources  Contact us WorkCover Students on outside, clinical or practical placement (practicum), undertaking work experience and/or voluntary work with the knowledge and consent of the University, are not covered by WorkCover or Worker's Compensation insurance Students are not employees of the University or the host organisation and therefore are not covered under the University's Workcover arrangement or the host organisation Workcover insurance either. However, if the host organisation pays them for their services, then they might (depending on the legislation relating to workers compensation in the area concerned) be covered under that organisation's Workcover or workers compensation insurance. Use of private motor vehicles If students use their private cars and/or motorcycles when on outside placements, fieldwork or other work undertaken off campus, the university insurance policies do not extend to the use of and/or incidents involving motor vehicles. It is the responsibility of the vehicle owners to insure their vehicles for damage they cause to other vehicles or property. The university insurance does not apply if students drive a vehicle owned by the host organisation, it is the responsibility of the host organisation. Accident insurance Cover for students who are injured while on outside, clinical or practical placement (practicum), fieldwork or other work undertaken off campus with the knowledge and consent of the University For students undertaking such activities in Australia, cover is provided under the Personal Accident and Travel Insurance Policy. For students undertaking such activity overseas, specific application must be made to the University Insurance Office in writing by Head of School/Department, providing full details. An overview of the cover provided is available.

Students who are members of Student Associations or Guild on campus have cover against accidents occurring whilst participating in University activities including sporting activities The University insures students for accidents occurring whilst attending university or whilst involved in official University events. Claims against these policies should be made directly through the Student Associations on campus  

Student personal accident schedule. Personal accident claim form

Public liability and professional indemnity Cover students have when on outside, clinical or practical placement (practicum), field work or other work undertaken off campus with the knowledge and consent of the University if a client or other person is injured as a result of a student's conduct When students act within the limits of their training, they can seek indemnity under the Public Liability or Professional Indemnity insurance of the practicum supervisor or the University (as appropriate) for claims arising in connection with the activity. The University's policies provide cover of at least $10,000,000 (Cover does not apply to activities in the USA and Canada). Summaries of the University's policies  

Public liability Professional indemnity...