91 0404-0805 - Previous year question paper PDF

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*04040805*

0404/0805

Fourth Semester 3 Yrs. LL.B./Eight Semester 5 Yrs. B.A. LL.B./ B.B.A. LL.B. Examination, December 2014 BANKING LAW (Optional – II)

Duration : 3 Hours

Max. Marks : 100

Instructions : 1. Answer Q. No. 9 and any five of the remaining questions. 2. Q. No. 9 carries 20 marks and the remaining questions carry 16 marks each. 3. Answers should be written either in English or Kannada completely.

ÓÜãaÜ®æWÜÙÜá :

1. 2. 3.

Q. No. 1.

±ÜÅÍæ° ÓÜíTæ 9 ÊÜáñÜᤠEÚ¨Ü ¿ÞÊÜâ¨Ý¨ÜÃÜã 5 ±ÜÅÍæ°WÜÚWæ EñܤÄÔÄ. ±ÜÅÍæ° ÓÜíTæ 9PæR 20 AíPÜWÜÙÜá ÊÜáñÜᤠEÚ¨Ü ±ÜÅ£ ±ÜÅÍæ°Wæ 16 AíPÜWÜÙÜá. EñܤÃÜÊÜ®Üá° ÓÜí±Üä|ìÊÝX CíXÉàÐ A¥ÜÊÝ PܮܰvܨÜÈÉ EñܤÄÔÄ.

Explain the functions of Commercial Banks. Examine the recent trends in the functioning of Commercial Banks in India.

ÊÝ~g ¸ÝÂíPÜáWÜÙÜ PÝ¿áìWÜÙÜ®Üá° ËÊÜÄÔ. »ÝÃÜñܨÜÈÉ ÊÝ~g ¸ÝÂíPÜáWÜÙÜ PÝ¿áìWÜÙÜÈÉ C£¤àb®Ü ¸æÙÜÊÜ~WæWÜÙÜ®Üá° ËÊÜÄÔ. Q. No. 2.

Describe the role of Reserve Bank of India in the economic development of the country.

¨æàÍÜ¨Ü B¦ìPݼÊÜê©¿áÈÉ »ÝÃÜ£à¿á ÄÓÜÊì ¸ÝÂíQ®Ü ±ÝñÜÅÊÜ®Üá° PÜáÄñÜá ËÊÜÄÔ. Q. No. 3.

Explain the objectives and features of Securitisation Act, 2002.

ÃÜ ÓæPã Ü ÂÄpæçÓàæ ÍÜ® A¯¿áÊÜá¨Ü E¨æઠÍÜ ÊÜáñÜᤠÊÜááS ÆPÜÒ|WÜÙ®Ü áÜ ° ËÊÜÄÔ.

2002

Q. No. 4.

What is Endorsement ? Explain the different types of Endorsement.

×íÃÜÖÜ Gí¨ÜÃæà®Üá ? ËË«Ü Äࣿá ×íÃÜÖÜWÜÙÜ®Üá° ËÊÜÄÔ.

P.T.O.

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0404/0805

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Q. No. 5.

Discuss the Banker’s obligation to maintain the secrecy of the customer’s account.

WÝÅÖÜPÜÃÜ TÝñæ¿á Wè±ÜÂñæ¿á®Üá° PݱÝvÜáÊÜÈÉ ¸ÝÂíPÜÃ®Ü ÖæãOæWÝÄPæ¿á®Üá° aÜbìÔ. Q. No. 6.

What precautions should a banker take in opening a new account in the name of a Minor and ‘company’ ?.

"PÜí±Ü¯' ÊÜáñÜᤠ"A±Ýűܤ ÊÜ¿áÔÕ®ÜÊÜÃÜá' ¸ÝÂíQ®ÜÈÉ ÖæãÓÜ TÝñæ ñæÃæ¿ááÊÜ ÓÜ Ê Ü á ¿á¨Ü È É ¸ÝÂíPÜ Ã Ü ® Ü á ñæ W æ ¨ Ü á Pæ ã ÙÜ Û ¸æ à PÝXÃÜ á ÊÜ ÊÜ á áíhÝWÜ Å ñÝ PÜÅÊÜáWÜÙÝÊÜâÊÜâ ? Q. No. 7.

Discuss power and functions of Banking Ombudsman.

¸ÝÂíQíW KívÕÊÜá® CÊÜÃÜ APÝÃÜ ÊÜáñÜᤠPÝ¿áìWÜÙÜ®Üá° aÜbìÔ. Q. No. 8.

Write short note on any two of the following.

¿ÞÊÜâ¨Ý¨ÜÃÜã GÃÜvÜPæR q±Ü~ ³ ÃæÀáÔ. a)

State Bank of India.

»ÝÃÜ£à¿á Óæràp ¸ÝÂíP. b)

Special Banking Services.

¸ÝÂíQ®Ü ËÍæàÐÜ ÓæàÊæWÜÙÜá. c)

A.T.M.

G. q. Gí. Q. No. 9.

Solve any two of the following problems.

PæÙÜX®Ü ¿ÞÊÜâ¨Ý¨ÜÃÜã GÃÜvÜá ÓÜÊÜáÓæÂWÜÙÜ®Üá° £àÊÜÞì¯Ô. a)

Mr. Shankar could’t present the cheque received from his friend due to busy schedule. The period of limitation is about to expire on a day which happens to be a holiday. Advice Mr. Shankar.

ÍÜíPÜÃÜ®Üá ñܮܰ Óæ°à×ñܯí¨Ü ±Üvæ¨Ü aæP®Üá° PæÆÓÜ¨Ü JñܤvÜ¨Ü PÝÃÜ| ¸ÝÂíQWæ ÓÜ È É Ó Ü È ÆÉ . ÃÜ h Ý ©®Ü ¨ Ü í ¨Ü á PÝÆ ±Ü Ä ËᣠAÊÜ  ÊÜááPݤ¿áÊÝWÜáÊÜâ¨ÜÃÜÈɨæ. ÍÜíPÜÃܯWæ ÓÜÆÖæ ¯àw.

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0404/0805

‘X’ and ‘Y’ maintain a Joint Savings Bank Account. ‘Y’ informs the bank that ‘X’ is dead and produces a death certificate thereof ‘Y’ requests the banker for the payment to him of the balance in the account. What would you do as a banker ? Decide.

ÊÜáñÜᤠ‘Y’ gíq EÚñÝ¿á ¸ÝÂíP TÝñæ¿á®Üá° Öæãí©¨ÜªÃÜá. ‘Y’®Üá ‘X’ ®Ü ÊÜáÃÜ|¨Ü WæY ±ÜÅÊÜÞ| ±ÜñÜÅ J¨ÜXÔ TÝñæ¿áÈÉ CÃÜáÊÜíñÜÖÜ EÚPæ ÖÜ|ÊÜ®Üá° ñÜ®ÜWæ ±ÝÊÜ£ÓÜáÊÜíñæ Ë®Üí£Ô¨Ü®Üá. ¸ÝÂíPÜÃ®ÝX ¯àÊÜâ H®Üá PÜÅÊÜá gÃÜáXÓÜᣤàÃÝ ? ËÊÜÄÔ. ‘X’

c)

A customer of a Canara Bank approaches another branch of the same Bank for loan facility against F.D. receipt of Rs. 1,00,000.00 issued in his favour. Decide.

Pæ®ÜÃÝ ¸ÝÂíP®Ü Jí¨Üá ÍÝTæ¿á WÝÅÖÜPÜ®Üá A¨æà ¸ÝÂíQ®Ü C®æã°í¨Üá ÍÝTæWæ ÖæãàX ¯ÃÜSá sæàÊÜ~ ±ÜñÜÅ¨Ü A«ÝÃÜ¨Ü ÊæáàÇæ ÃÜã. 1,00,000.00 ÓÝÆPæãvÜáÊÜíñæ ±ÜÅÓݤÊÜ®æ ÊÜáãÆPÜ Ë®Üí£ÓÜáÊÜ®Üá. ¸ÝÂíPÜÃÜ®ÝX D ±ÜÅÓݤÊÜ®æ¿á®Üá° ÖæàWæ ±ÜÄWÜ~ÓܸæàPÜá ? ¯«ÜìÄÔ. ________________...