Products of Bank Islam (CTU351) PDF

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LIST OF ISLAMIC BANK ISLAM MALAYSIA BERHAD (BIMB)

Bank Islam started out with around eight (8) financial products in its first year of operation. Over the next couple of years, it steadily expanded its product offerings to include a wide variety of banking and finance products. The products or services offered by Bank Islam are deposits and investment accounts, consumer financing, business investment and others. Bank Islam provide their products to facilitate the needs of people in daily life. Here are some of the banking products from Bank Islam: Investment and Deposit There are 5 products under investment and deposit. Which are investments, deposit account, services, CASA transaction code and fees and charges. 1. Investments i.

Al-Awfar

ii.

iGain

iii.

Wafiyah Investment Account

2. Deposit Account i.

Term Deposit-i Tawarruq

ii.

Qard Savings Account-i

iii.

Basic Savings Account-i

iv.

Qard Current Account – i

v.

Basic Current Account-i

vi.

Foreign Currency Account-i

3. Services i.

Savings and Investment Zakat

ii.

Nominee for Deposit and Investment Accounts (Individual Customer)

4. CASA Transaction Code i.

Savings Accout/Investment Description

ii.

Current Account Description

5. Fees and Charges. Financing There are 6 elements under financing which is personal financing, guide for consumer on reference rate, personal cash line-i, ASB financing-i, home financing and vehicle financing.

1. Personal Financing i.

Personal Financing for Professional Program

ii.

Personal Financing-i non-package

iii.

Personal Financing-i package

iv.

Monthly Instalment Table

2. Guide for Consumer on Reference Rate. 3. Personal Cash Line-i i.

Personal Cash Line-i Secured

4. ASB Financing-i 5. Home Financing i.

“My Dream Home” Campaign for Baiti Home Financing-i and Wahdah Home Refinancing-i

ii.

Baiti Home Financing-i for PAPISMA’s Members for Sireh Residence,Kota Bharu,Kelantan

iii.

Baiti Home Financing-i

iv.

Wahdah Home Refinancing-i

v.

Monthly Instalment Table

6. Vehicle Financing i.

Vehicle Financing-I

ii.

Vehicle Financing-I GradHitz

iii.

Superbike Financing-I

Bank Islam Cards There are 7 elements under bank cards. 1. Bank Islam Credit Card-i i.

Visa Infinite Business

ii.

Visa Infinite

iii.

World Mastercard

iv.

Platinum Mastercard

v.

Platinum Visa

vi.

Bank Islam Visa & Mastercard Gold Credit Card-i

2. Auto Balance Conversion Program 3. Bank Islam Credit Card-i Balance Conversion Programme

4. Bank Islam Debit Card-i i.

Bank Islam Visa Team Harimau Debit Card-i

ii.

Selangor FA Red Giants

iii.

Visa Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN)

iv.

Kedah FA

v.

Melaka United SA

vi.

Persatuan Badminton of Malaysia (BAM)

vii.

Malaysia Hockey Confederation (MHC)

viii.

Malaysia Rugby Union (MRU)

ix.

Pahang FC

x.

Kelantan FA “The Red Warriors”

xi.

Terengganu FA

xii.

Perak “The Bos Gaurus”

xiii.

Bank Islam Visa Tabung Haji Debit Card-i

5. Programs for Bank Islam Card-i 6. TruRewards Loyalty Programme 7. Bank Islam Campaign Agent Banking Wealth Management There are 4 elements under wealth management which is takaful protection, unit trust, will writing and campaign/promotion. 1. Takaful Protection i. ii.

Automobile Financing Takaful Plan

iii.

Tunai Ehsan

iv.

Group Credit Family Takaful

v.

Takaful myPA Care

vi.

Takaful myFire

vii.

Takaful myHome Content

viii.

Takaful myHouseowners & Householders

ix.

Mortgage Term Takaful

x.

Takaful myMotor

xi.

Takaful myElite PA (Telemarketing)

xii.

Takaful myHealth Plus (Telemarketing)

xiii.

Takaful myPlus PA (Telemarketing)

xiv.

Takaful myClick Term

xv.

Takaful myClick MediCare

xvi.

Takaful myClick PA

xvii.

Takaful myWealth Plus

xviii. Takaful myClick Travel PA 2. Unit Trust 3. Will Writing 4. Campaign / Promotions Ar-Rahnu Tawarruq Services 1. GO by Bank Islam 2. Tabung Haji 3. DuitNow 4. DuitNow QR 5. Rebranding Instant Transfer to DuitNow 6. ATM & CDM 7. Prepaid Reload 8. Internet Banking 9. Instant Transfer (IBFT) 10. Bill Payment 11. Interbank GIRO (IBG) 12. FPX 13. TAP Mobile Banking 14. JomPAY 15. EPF e-Pengeluaran 16. Strategic Partnership 17. Financial Consumer Alert 18. AMLA & CFT 19. Notice

Others There are 3 others information of products by Bank Islam. 1. Base Rate and Historical Benchmark 2. Fund Performance Reports 3. Knowledge Centre...