Disscussion 6 - Discussion PDF

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For this discussion, your job will be to view the excerpt below from Race: The Power of an Illusion Part III. *If you completed the Instructor Summary & Video Lecture, you would have also encountered this film excerpt there* As you watch, make note of the definitions of redlining and blockbusting. Then, your task will be to examine how redlining and blockbusting created barriers to wealth accumulation in the U.S. for racial and ethnic minorities. In your response, provide the definitions of redlining and blockbusting. Then, explain how the Federal Housing Administration (FHA), used red-lining as a means of racial exclusion. Finally, describe how redlining and blockbusting contributed to the institutional prejudice and discrimination that still exists in the housing market today. Consider answering the following questions in your post: "What is the definition of redlining?" "How did the Federal Housing Administration (FHA) use red-lining to exclude African Americans, Latinos, and other minorities from the housing market after WWII?" "What legacy does redlining have today for racial and ethnic minorities"? "How does redlining create a disparity in wealth between whites and people of color?" "How does redlining impact modern-day neighborhood segregation by race?" Do some outside research: "how do banks today engage in covert forms of redlining?" "What does redlining look like in contemporary society?" "What is the real-estate practice of blockbusting?" "How did blockbusting encourage white flight during the 1960s?" "Even though now illegal, do you believe that blockbusting still happens today?" If so, "what form does it take?" "How did/do other institutions like government, police, the education system, and contribute to institutional racism?" If you'd like more information on the contemporary impact of redlining and block-busting. I encourage you to check out the supplemental resources provided below. However, using evidence from the film excerpt should be your first point of reference: Red-lining Article & Radio Broadcast - NPR (Links to an external site.) Red-lining Article - Washington Post (Links to an external site.) Blockbusting Article - City Lab (Links to an external site.) Blockbusting Article - The Balance Redlining is when a map is labeled with red ink over areas that are deemed to be dangerous or “hazardous which typically are in poorer districts or neighborhoods. This had impacts into racially discriminating on who got help with their mortgages. This leads to the legacy that follows 80 plus years later with having those areas still being segregated for minority populations.” In Macon today, 91 percent of redlined neighborhoods are inhabited by mostly minorities; 73 percent of such neighborhoods remain low-to-moderate income, researchers found. Whites, on the other hand, remain the overwhelming majority in Macon neighborhoods deemed “best” in the 1930s — all of which remain middle-to-upper income.” (Washington Post)

This is still happening today in Baltimore. “Lending is greater in neighborhoods with larger white populations, with banks making more than twice as many mortgage loans to whites as they did to blacks.” (Washington Post) Our institutions like the government contribute to institutional racism by the laws still not making everyone legal which has been happening for years since at one point slavery was legal, the holocaust was legal and women lacking the vote was legal. Works Cited Jan, Tracy. “Analysis | Redlining Was Banned 50 Years Ago. It's Still Hurting Minorities Today.” The Washington Post, WP Company, 28 Mar. 2018, www.washingtonpost.com/news/wonk/wp/2018/03/28/redlining-was-banned-50-yearsago-its-still-hurting-minorities-today/....